People behind
Al-Ameen Funds

Mr. Quddus is a Chartered Accountant, having qualified in 2003. He completed his Article-ship from Ernst and Young. Zeeshan has a diversified experience of working in areas such as finance, Operations, Business Development and Strategic planning.

He has been associated with many prestigious organizations such as Arif Habib Investments, Al Meezan Investments and NBP Fullerton Asset Management in various capacities.

Over the years, Mr. Quddus has served on various committees including Tax committee of Mutual Funds Association of Pakistan (MUFAP) and the Economic Advisory Committee of the Institute of Chartered Accountants of Pakistan (ICAP).

Muhammad Imran brings over two decades of experience to Pakistan’s asset management industry, with a distinguished career in senior investment leadership roles across leading institutions. Holding an MBA in Finance, he has a proven track record in driving performance, shaping investment strategies, overseeing portfolio management, and advising on client sophisticated investment solutions.

Throughout his career, he has strengthened investment processes, enhanced operational efficiency, and contributed to the growth and stability of multiple asset management companies.

Before rejoining UBL Funds, Mr. Imran served as Chief Investment Officer at Faysal Funds, where he led the investment function and guided the overall fund management mandate. He previously headed the Investment Advisory division at UBL Funds, designing client-centric investment strategies and supporting institutional and retail portfolios. His leadership experience also includes serving as Chief Investment Officer at both HBL Asset Management and ABL Asset Management, further broadening his expertise across diverse teams and asset classes.

As Chief Investment Officer at UBL Funds, Mr. Imran brings market insight, disciplined investment stewardship, and a strong commitment to excellence, continuing to enhance the organization’s investment capabilities and deliver long-term value to its investors.

Hadi has over 14 years of work experience in the field of Compliance, Risk Management and Internal Audit at the strategic and operational levels. Prior to his joining UBL Fund Managers, he was associated with Arif Habib Investments for over 5 years in Internal Audit and Compliance function. Hadi is a Certified Director from Pakistan Institute of Corporate Governance (PICG) and is a Certified Anti Money Laundering Professional (CAMLP) from Institute of Financial Markets of Pakistan (IFMP). He holds a Bachelor’s degree from Karachi University in Commerce and certificate from Institute of Business Administration with specialization in Banking and Finance.

Mr. Siddiqui has over 15 years of experience in Information technology with specialization in Strategic Management, Real-Time Systems, Derivatives, Enterprise level Software Applications Development, Networks and Infrastructure.

Prior to his joining UBL Fund Managers, he was associated with Greenstar Social Marketing (Guarantee Limited) where he was heading the Information Technology Department.

Before that, he was associated with Pakistan Mercantile Exchange (PMEX) as Head of Software Development. During his stint at PMEX, Mr. Siddiqui played an instrumental and leading role in designing and developing the Futures and Derivatives Trading System which is implemented to date.

Ashar holds a Master’s Degree in Business Administration from the Institute of Business Administration (IBA) and a Bachelor’s Degree in Computer Science from FAST University. He is also a certified Project Management Professional and additionally he also holds a Diploma in Big Data.

Mr. Mubeen joined UBL Funds as Head of Internal Audit in 2020, bringing a wealth of expertise and a strategic mindset to the team. A Chartered Accountant since 2006 from the Institute of Chartered Accountants of Pakistan, he also holds a Bachelor’s degree in Commerce from the University of Karachi.

His career encompasses a variety of key roles in the financial sector, including Head of Compliance at HBL Asset Management and Chief Internal Auditor at ABL Asset Management. He has also served as Deputy Director in the Monitoring & Inspection Wing at the Securities and Exchange Commission of Pakistan, along with managerial positions at Sui Southern Gas Company Limited and Deloitte Pakistan, where he completed four years of CA training at Ernst & Young.

With extensive experience in Asset Management Companies, Mutual Funds, Leasing Companies, Investment Banks, and Modarabas, Mr. Mubeen is adept at navigating the complexities of the industry. He has successfully conducted audits for a diverse array of organizations, from local firms to international financial institutions, ensuring compliance and operational efficiency.

As of October 2024, Mr. Mubeen has taken on the new role of Head of Compliance, Risk, Quality Assurance, and Company Secretary, further enhancing his contributions to UBL Funds. His commitment to fostering a culture of accountability and continuous improvement makes him a valuable leader, effectively driving both the internal audit and compliance functions with precision and insight.

Mr. Haral’s career span of more than 29 years comprises of 19 years in Asset Management, 6 years in Corporate Banking, 1 year in Microfinance Banking and 2 years in Food Manufacturing/Export sector in leadership roles in diverse functions like Business Development, Global Distribution, Product Development/Management, Marketing and Compliance & Risk Management.

His last role was Head of Distribution (Corporate General Manager) at a Global Investment House based in Cape Town, South Africa, where he managed retail/corporate sales, client services, independent financial advisors and global distribution platforms, based in 3 offices within South Africa and UK London office.

He has been associated with leading AMCs and Banks i.e. MCB-Arif Habib Savings & Investments, ABL Asset Management, Faysal Asset Management, Faysal Bank and Emirates Bank Int’l PJSC. He has been a visiting faculty member at leading universities, IFMP and National Institute of Management (formerly NIPA) for Senior Management courses. He has also served as member Technical & Pension Committees, MUFAP and represented in Pensions sub-committee of National Financial Inclusion Strategy. He is a regular contributor in newspapers and magazines, besides appearing on the electronic media.

He had earned distinction in MBA (Banking) from IBA, Karachi. He is an old Ravian and earned College Colours in Tennis from GC Lahore & Sargodha, Punjab University singles champion and has won many Seniors Tennis tournament in Pakistan and abroad. He has also acquired various certifications in RE5 (South Africa), CMFD, FCM, PMR, IBP Part-1, Certificate in Islamic Law (IIU), Urdu and Punjabi Fazil languages.

Mr. Muhammad Zuhair Abbas is a Chartered Accountant and a fellow member of the Institute of Chartered Accountants of Pakistan (ICAP), having qualified in 2012. He completed his articleship at Deloitte Pakistan in the audit and assurance function, where he honed his skills in maintaining the highest standards of accuracy and integrity.

With over 16 years of extensive audit experience across various industries—including Mutual Funds, Asset Management Companies, and Insurance firms—both domestically and internationally, Zuhair has developed a keen eye for detail and a comprehensive understanding of internal controls. His meticulous approach ensures robust financial oversight, contributing to the overall efficiency and reliability of financial operations.

In addition to his professional qualifications, he is a Certified Director from ICAP, reflecting his commitment to effective governance and leadership.

Zuhair is also a passionate advocate for technology and an enthusiast of artificial intelligence. He believes in leveraging cutting-edge tools to enhance financial processes and decision-making. His forward-thinking mindset positions him to drive innovation within the organization, ensuring that UBL Fund Managers Limited remains competitive in an increasingly digital landscape. By integrating AI and advanced analytics, he aims to optimize internal controls, improve accuracy, and streamline operations, ultimately delivering greater value to stakeholders.

In 2023, Zuhair joined UBL Fund Managers Limited in the finance department, and as of January 2025, he has been elevated to the role of Chief Financial Officer. His leadership skills and strategic vision, combined with his commitment to technology and innovation, are invaluable assets to the organization, driving financial excellence and fostering a culture of accuracy and accountability.

Mr. Mufeez is associated with UBL Funds as Chief Information Security Officer. He has over ten years of experience and expertise in Technology and Information Security. Before his current role, he worked as Chief Information Security Officer at Silkbank Limited for multiple years. He also worked at Bank Alfalah Limited and Bank AL Habib Limited in the past within the Information Security department.

An Engineer by profession, topped up by MSc. Networks and Computer Systems Security with distinction from the University of Greenwich London, UK, he has also achieved several international qualifications and recognitions. He is a Chartered Engineer, MBCS UK, Certified ISO 27001 Lead Implementer, TOGAF (The Open Group Architecture Framework) Certified, CISM (Certified Information Security Manager), CDPSE (Certified Data Privacy Solutions Engineer), CHFI (Computer Hacking Forensics Investigator), and CEH (Certified Ethical Hacker). He also engaged in multiple networking groups and forums to promote and develop the Information Security culture and society.

Taniya Zaffar Khan holds a BSc in Development Economics from the School of Oriental and African Studies (SOAS), University of London. She brings over 11 years of multifaceted corporate experience across the UK and Pakistan, with a background spanning the oil & gas industry (LASMO Oil/ENI SpA and ENI International Resources), chemicals (ICI Pakistan), and financial services (Bank Alfalah).

Throughout her career, Ms. Khan has combined industry insight with a deep commitment to organisational culture and social impact. Prior to joining UBL Funds, she led Culture Enablement at Bank Alfalah, where she played a pivotal role in fostering an inclusive, values-driven workplace environment.

Her dedication to community development extends beyond the corporate sector. She has served for several years as a Trustee on the Board of the Ali Hasan Mangi Memorial Trust, a non-profit organisation focused on holistic and sustainable development in underserved communities—a cause that continues to shape her professional ethos.

As Chief Human Resources Officer at UBL Funds, Ms. Khan brings her diverse expertise and purpose-driven leadership to strengthen a culture where people and communities can thrive together.

Mr. Saya is a qualified Chartered Accountant (UK), In addition to his ACCA qualification, he possesses relevant certifications from the Institute of Financial Markets of Pakistan (IFMP), further enhancing his expertise in the financial sector.

Mr. Saya commenced his professional career at KPMG Pakistan, he has accumulated over nine years of extensive experience in the Asset Management sector, where he has held various managerial positions in Compliance and Internal Audit functions. Throughout his tenure, Mr. Saya has demonstrated exceptional proficiency in compliance management and internal auditing, contributing significantly to the operational integrity of leading organizations. His experience includes pivotal roles at Faysal Asset Management and HBL Asset Management Limited