Government of Balochistan has introduced the Balochistan Contributory Pension Scheme to provide a structured retirement savings solution for its civil servants. Under this framework, Al-Ameen Islamic Balochistan Pension Fund (AIBPF), managed by UBL Fund Managers Limited, offers long-term financial security and post-retirement income.
The Fund enables employees to build retirement savings through regular contributions and investments across multiple sub-funds, including Equity, Debt, Money Market, and Equity Index, providing diversification and risk management.
Contact our team for more details about our pension plans.
Al-Ameen Islamic Balochistan Pension Fund is ideal for GoB employees who want to:
- Build long-term retirement savings through joint contributions by the Government and employee
- Invest in diversified asset classes based on risk appetite
- Choose customized or lifecycle-based allocation plans
- Avail tax benefits under the Income Tax Ordinance, 2001
- To avail tax credit on their investment.
* At retirement, participants can withdraw up to 25% of their accumulated balance, while the remaining amount can be invested in annuity or periodic income plans.
Note: All investments in pension funds are subject to market risks. The value of investments may fluctuate and past performance is not necessarily indicative of future results. Tax credits and exemptions are subject to change as per the provisions of the Income Tax Ordinance, 2001. Income from annuity or income payment plans and withdrawals from the pension account may be subject to applicable taxes as per prevailing laws. Participants are advised to read the Offering Document carefully and consult their financial, tax, or legal advisor before making any investment decision.
