Our Investment Solutions Access to Global Expertise

With our investment expertise, we'll make your dreams a reality

Who We Are
Who We Are

Al-Ameen Funds: Your Trusted Investment Partner

Choose Shariah Compliant solutions provided by Pakistan’s leading and most trusted asset management company to reshape your dreams. Since commencing operations in 2001, we have proudly provided a wide array of investment solutions and advisory to retail and corporate clientele, both local and international.

Get to know us

The Secret to our Success

  • 01

    Proven investment management process

  • 02

    Unparalleled customer service

  • 03

    Hiring and training top performing investment advisors

  • 04

    Aligned with global investment trends and practices

People behind Al-Ameen Funds

  • Imran SarwarCHAIRMAN & DIRECTOR

    Mr. Imran Sarwar has over 25 years of leadership, management, strategy and risk experience in banking. He holds a business…
  • Imran Sarwar

    Mr. Imran Sarwar has over 25 years of leadership, management, strategy and risk experience in banking. He holds a business degree from Ohio Wesleyan University and Law from the University of Punjab.

    Mr. Imran Sarwar is currently the Group Executive –Risk and Credit Policy, Chief Risk Officer at United Bank Limited (UBL)-Karachi. Prior to joining UBL, he held various senior positions at Standard Chartered Bank UAE and Pakistan. His last role was Head of Corporate Banking UAE.

  • Mr. Yasir QadriEXECUTIVE DIRECTOR

    Mr. Qadri has 24 years of asset management experience in different positions. He has served as CEO (Chief Executive Officer)…
  • Mr. Yasir Qadri

    Mr. Qadri has 24 years of asset management experience in different positions. He has served as CEO (Chief Executive Officer) of leading AMCs (Asset Management Companies) for the last 17 years. He held the position of CEO at UBL Funds since 2016 and is now serving as an Executive Director.

    Mr. Qadri is a past Chairman of MUFAP (Mutual Funds Association of Pakistan) and has served on the Board of MUFAP and many important pan industry committees for last many years.

    He has earned an M.B.A. and a B.B.A. degree from the University of Central Oklahoma, USA.

  • Huma PashaDIRECTOR

    Huma joined Usmani & Co (UCO)  in 2015 and brings with her over 35 years of local and international working…
  • Huma Pasha

    Huma joined Usmani & Co (UCO)  in 2015 and brings with her over 35 years of local and international working experience for various global institutions including Citibank, Hub Power Company, and Dawood Hercules group in several management capacities and earned a wide range of experience in the power, fertilizer and textile sector. At Hubco initially she led treasury function and successfully concluded substantial treasury deals and later headed their internal audit function for over 20 years. After leaving Hubco she was associated with Dawood Hercules group for almost three years as group chief internal auditor. Her extensive working experience has sharpened her skills and is now managing multiple clients of UCO for providing effective internal audit services.

    Huma heads UCO’s advisory services she provides expert professional advice to a variety of clients on areas of obligor’s risk rating reviews, business due diligences, complex solutions for revival of corporates in distress situations etc. Her proactive approach allows in building clients’ confidence and gain their support. She is highly passionate for training services and more frequently indulge herself in various trainings for firm’s clients as well as for highly reputed professional institutions of Pakistan on directors training, Board performance evaluation, internal audit, and sustainable business propositions.

    Huma has served on the Audit Committee of the State Bank of Pakistan Banking Services Corporation and carried out quality control review of State Bank of Pakistan’s internal audit functions and served on the Quality Assurance Board of ICAP.

    Other significant positions held were on the Board of Institute of Internal Auditors International USA, President of IIA Karachi Chapter, and President of ISACA Karachi Chapters. Huma has also served as a Chairperson of Workstream Automation Ltd. a software firm.

  • Mr. Muhammad Rizwan MalikDIRECTOR

    Muhammad Rizwan Malik is a seasoned treasury professional with a rich experience of over 20 years working in leading local…
  • Mr. Muhammad Rizwan Malik

    Muhammad Rizwan Malik is a seasoned treasury professional with a rich experience of over 20 years working in leading local and international banks in Pakistan. Rizwan is currently working as the Global Head of Treasury & Capital Markets at UBL, overseeing an investment book of over PKR 1 trillion in domestic market and USD 700mn in the global markets.

    Prior to joining UBL, Rizwan was associated with Bank Alfalah where he grew Treasury business revenue and through his collaborative approach played an instrumental role in augmenting the trade & remittances business as Head of FX Sales and Trading. Mr. Malik has previously been associated with top financial institutions such as HBL, SCB and Barclays in different treasury roles.

    Mr. Malik holds an MBA from the Institute of Business Administration (IBA) Karachi and has remained a very active member of Financial Market Association of Pakistan (FMAP). He was a member of executive committee of FMAP during 2003-2006 term.

  • Mr. Rashid Ahmed JaferDIRECTOR

    Mr. Rashid Ahmed Jafer has total experience of 37 years with M/s. A.F. Ferguson & Co., including 23 years as…
  • Mr. Rashid Ahmed Jafer

    Mr. Rashid Ahmed Jafer has total experience of 37 years with M/s. A.F. Ferguson & Co., including 23 years as a partner in the organization. He is a Fellow member of the Institute of Chartered Accountants of Pakistan (ICAP) and has an expertise in statutory audit.

    He has been a member of the Professional Standards & Technical Advisory Committee of ICAP for several years and is also a member of the SBP – ICAP Coordination Committee.

  • Mr. Alee Khalid GhaznaviDIRECTOR

    Mr. Alee is having overall 23 years of diversified experience in the Financial services industry having previously been associated with…
  • Mr. Alee Khalid Ghaznavi

    Mr. Alee is having overall 23 years of diversified experience in the Financial services industry having previously been associated with organizations like Habib Bank AG Zurich, National Bank of Pakistan, Allied Bank and ABL Asset Management. He has previously held the position of Chief Executive Officer at ABL Asset Management spearheading both conventional and Islamic Fund Management. At present, he is the Head of Islamic Banking at UBL Bank Limited.

  • Mr. Asif Ali QureshiCHIEF EXECUTIVE OFFICER & DIRECTOR

    Mr. Asif Ali Qureshi has over 25 years of experience in the financial sector, spanning banking, economic and financial research,…
  • Mr. Asif Ali Qureshi

    Mr. Asif Ali Qureshi has over 25 years of experience in the financial sector, spanning banking, economic and financial research, investment banking, consulting, teaching, training, and entrepreneurship. He co-founded two stock brokerage companies and an online financial database portal. Mr. Asif’s key areas of focus for analytical work include the economy, financial services, and energy. He also served as a member of the Prime Minister’s Economic Advisory Council in 2021. He has consulted for the ADB, WB, and FCDO. He is a member of the Capital Market Advisory Council of the Ministry of Finance and various committees established by the SECP and MOF.

  • Zeeshan QuddusCHIEF BUSINESS DEVELOPMENT OFFICER

    Mr. Quddus is a Chartered Accountant, having qualified in 2003. He completed his Article-ship from Ernst and Young. Zeeshan has…
  • Zeeshan Quddus

    Mr. Quddus is a Chartered Accountant, having qualified in 2003. He completed his Article-ship from Ernst and Young. Zeeshan has a diversified experience of working in areas such as finance, Operations, Business Development and Strategic planning.

    He has been associated with many prestigious organizations such as Arif Habib Investments, Al Meezan Investments and NBP Fullerton Asset Management in various capacities.

    Over the years, Mr. Quddus has served on various committees including Tax committee of Mutual Funds Association of Pakistan (MUFAP) and the Economic Advisory Committee of the Institute of Chartered Accountants of Pakistan (ICAP).

  • Suleman AkhtarCHIEF INVESTMENT OFFICER

    Syed Suleman Akhtar heads the Investment Management Department at UBL Fund Managers. He has done MBA with a major in…
  • Suleman Akhtar

    Syed Suleman Akhtar heads the Investment Management Department at UBL Fund Managers. He has done MBA with a major in Finance from Institute of Business Administration (IBA), Karachi and holds a CFA charter. Suleman has over 18 years of well-rounded experience in corporate treasury management, investment research and fund management. Prior to joining UBL Fund Managers, he was associated with NAFA Funds, a leading local asset management company. Before that, he was associated with Foundation Securities (Pvt.) Ltd, a leading Pakistani brokerage house affiliated with Macquarie Capital Securities, Australia, as head of research. At Foundation, Suleman authored a number of co-branded research pieces on Macquarie platform and conducted analyst road shows in USA and Far East. Suleman was runner-up in CFAAP (CFA Association of Pakistan) best equity analyst award 2010.

  • Hadi H. MukhiCHIEF OPERATING OFFICER

    Hadi has over 14 years of work experience in the field of Compliance, Risk Management and Internal Audit at the…
  • Hadi H. Mukhi

    Hadi has over 14 years of work experience in the field of Compliance, Risk Management and Internal Audit at the strategic and operational levels. Prior to his joining UBL Fund Managers, he was associated with Arif Habib Investments for over 5 years in Internal Audit and Compliance function. Hadi is a Certified Director from Pakistan Institute of Corporate Governance (PICG) and is a Certified Anti Money Laundering Professional (CAMLP) from Institute of Financial Markets of Pakistan (IFMP). He holds a Bachelor’s degree from Karachi University in Commerce and certificate from Institute of Business Administration with specialization in Banking and Finance.

  • Ashar SiddiquiHEAD OF INFORMATION TECHNOLOGY & BUSINESS INNOVATION

    Mr. Siddiqui has over 15 years of experience in Information technology with specialization in Strategic Management, Real-Time Systems, Derivatives, Enterprise…
  • Ashar Siddiqui

    Mr. Siddiqui has over 15 years of experience in Information technology with specialization in Strategic Management, Real-Time Systems, Derivatives, Enterprise level Software Applications Development, Networks and Infrastructure.

    Prior to his joining UBL Fund Managers, he was associated with Greenstar Social Marketing (Guarantee Limited) where he was heading the Information Technology Department.

    Before that, he was associated with Pakistan Mercantile Exchange (PMEX) as Head of Software Development. During his stint at PMEX, Mr. Siddiqui played an instrumental and leading role in designing and developing the Futures and Derivatives Trading System which is implemented to date.

    Ashar holds a Master’s Degree in Business Administration from the Institute of Business Administration (IBA) and a Bachelor’s Degree in Computer Science from FAST University. He is also a certified Project Management Professional and additionally he also holds a Diploma in Big Data.

  • Mubeen AshrafHEAD OF INTERNAL AUDIT

    Mr. Mubeen joined UBL Funds as Head of Internal Audit in 2020, bringing a wealth of expertise and a strategic…
  • Mubeen Ashraf

    Mr. Mubeen joined UBL Funds as Head of Internal Audit in 2020, bringing a wealth of expertise and a strategic mindset to the team. A Chartered Accountant since 2006 from the Institute of Chartered Accountants of Pakistan, he also holds a Bachelor’s degree in Commerce from the University of Karachi.

    His career encompasses a variety of key roles in the financial sector, including Head of Compliance at HBL Asset Management and Chief Internal Auditor at ABL Asset Management. He has also served as Deputy Director in the Monitoring & Inspection Wing at the Securities and Exchange Commission of Pakistan, along with managerial positions at Sui Southern Gas Company Limited and Deloitte Pakistan, where he completed four years of CA training at Ernst & Young.

    With extensive experience in Asset Management Companies, Mutual Funds, Leasing Companies, Investment Banks, and Modarabas, Mr. Mubeen is adept at navigating the complexities of the industry. He has successfully conducted audits for a diverse array of organizations, from local firms to international financial institutions, ensuring compliance and operational efficiency.

    As of October 2024, Mr. Mubeen has taken on the new role of Head of Compliance, Risk, Quality Assurance, and Company Secretary, further enhancing his contributions to UBL Funds. His commitment to fostering a culture of accountability and continuous improvement makes him a valuable leader, effectively driving both the internal audit and compliance functions with precision and insight.

     

  • Mr. Shahid Gul MotiwalaCEO - AL-AMEEN FINANCIAL SERVICES

    Mr. Motiwala has over 23 years of work experience in the areas of Business Development, Strategy making and Investments. He…
  • Mr. Shahid Gul Motiwala

    Mr. Motiwala has over 23 years of work experience in the areas of Business Development, Strategy making and Investments. He is currently holding dual portfolio of both Chief Executive Officer Al-Ameen Financial Services & Head of Retail Business, UBL Fund Managers.

    Prior to the above position, he was working in the capacity of Chief Business Development Officer, Investment Advisory Division which is one of the largest SBU of UBL Fund Managers.

    Mr. Motiwala has been associated with prestigious organizations like Al Meezan Investments and Gul Ahmed Group in various capacities. He holds a Masters degree in Business Administration from the Institute of Business Administration and certification in Claritas from CFA Institute.

     

  • Mr. Tanweer Ahmad HaralHEAD OF INVESTMENT ADVISORY

    Mr. Haral's career span of more than 29 years comprises of 19 years in Asset Management, 6 years in Corporate…
  • Mr. Tanweer Ahmad Haral

    Mr. Haral’s career span of more than 29 years comprises of 19 years in Asset Management, 6 years in Corporate Banking, 1 year in Microfinance Banking and 2 years in Food Manufacturing/Export sector in leadership roles in diverse functions like Business Development, Global Distribution, Product Development/Management, Marketing and Compliance & Risk Management.

    His last role was Head of Distribution (Corporate General Manager) at a Global Investment House based in Cape Town, South Africa, where he managed retail/corporate sales, client services, independent financial advisors and global distribution platforms, based in 3 offices within South Africa and UK London office.

    He has been associated with leading AMCs and Banks i.e. MCB-Arif Habib Savings & Investments, ABL Asset Management, Faysal Asset Management, Faysal Bank and Emirates Bank Int’l PJSC. He has been a visiting faculty member at leading universities, IFMP and National Institute of Management (formerly NIPA) for Senior Management courses. He has also served as member Technical & Pension Committees, MUFAP and represented in Pensions sub-committee of National Financial Inclusion Strategy. He is a regular contributor in newspapers and magazines, besides appearing on the electronic media.

    He had earned distinction in MBA (Banking) from IBA, Karachi. He is an old Ravian and earned College Colours in Tennis from GC Lahore & Sargodha, Punjab University singles champion and has won many Seniors Tennis tournament in Pakistan and abroad. He has also acquired various certifications in RE5 (South Africa), CMFD, FCM, PMR, IBP Part-1, Certificate in Islamic Law (IIU), Urdu and Punjabi Fazil languages.

     

  • Mr. Uzair MufeezCHIEF INFORMATION SECURITY OFFICER

    Mr. Mufeez is associated with UBL Funds as Chief Information Security Officer. He has over ten years of experience and…
  • Mr. Uzair Mufeez

    Mr. Mufeez is associated with UBL Funds as Chief Information Security Officer. He has over ten years of experience and expertise in Technology and Information Security. Before his current role, he worked as Chief Information Security Officer at Silkbank Limited for multiple years. He also worked at Bank Alfalah Limited and Bank AL Habib Limited in the past within the Information Security department.

    An Engineer by profession, topped up by MSc. Networks and Computer Systems Security with distinction from the University of Greenwich London, UK, he has also achieved several international qualifications and recognitions. He is a Chartered Engineer, MBCS UK, Certified ISO 27001 Lead Implementer, TOGAF (The Open Group Architecture Framework) Certified, CISM (Certified Information Security Manager), CDPSE (Certified Data Privacy Solutions Engineer), CHFI (Computer Hacking Forensics Investigator), and CEH (Certified Ethical Hacker). He also engaged in multiple networking groups and forums to promote and develop the Information Security culture and society.

  • Ms. Najwa SiddiquiHEAD OF HUMAN RESOURCES

    Najwa has an overall professional experience of more than 17 years, with over ten years in the Human Resources sector…
  • Ms. Najwa Siddiqui

    Najwa has an overall professional experience of more than 17 years, with over ten years in the Human Resources sector and six years in the field of Education. She has experience working with cross functional teams, organizing assessment centers, conducting trainings & awareness sessions, managing recruitment, compensation & benefits practices, best HR practices and policies drafting and implementation, employee engagement and employee grievance handling.

    She successfully built strong network with external HR Consultants, regional and global HR professionals in a leading MNC – Philip Morris (Pakistan) Ltd. and local leading Human Resources Consultancy – Narejo Human Resources Pvt. Ltd. Prior to joining UBL Funds, she was associated with TCS ECOM Pvt. Ltd. and worked there as the HR Business Partner. Currently she’s part of the Enterprise Risk Management Committee for HR and is also serving as the Secretary to the Board Human Resources Remuneration & Nomination  Committee and the Employee Disciplinary Committee at UBL Funds.

    Najwa has a Masters degree in Business Administration in Marketing from the Institute of Business Management as well as a Masters degree in Sociology from the University of Karachi. She’s also a certified trainer.

  • Mr. Mansoor Junaid SayaHEAD OF INTERNAL AUDIT

    Mr. Saya is a qualified Chartered Accountant (UK), In addition to his ACCA qualification, he possesses relevant certifications from the…
  • Mr. Mansoor Junaid Saya

    Mr. Saya is a qualified Chartered Accountant (UK), In addition to his ACCA qualification, he possesses relevant certifications from the Institute of Financial Markets of Pakistan (IFMP), further enhancing his expertise in the financial sector.

    Mr. Saya commenced his professional career at KPMG Pakistan, he has accumulated over nine years of extensive experience in the Asset Management sector, where he has held various managerial positions in Compliance and Internal Audit functions.

    Throughout his tenure, Mr. Saya has demonstrated exceptional proficiency in compliance management and internal auditing, contributing significantly to the operational integrity of leading organizations. His experience includes pivotal roles at Faysal Asset Management and HBL Asset Management Limited.

  • Mr. Muhammad Zuhair AbbasACTING CHIEF FINANCIAL OFFICER

    Mr. Muhammad Zuhair Abbas is a Chartered Accountant and a fellow member of the Institute of Chartered Accountants of Pakistan…
  • Mr. Muhammad Zuhair Abbas

    Mr. Muhammad Zuhair Abbas is a Chartered Accountant and a fellow member of the Institute of Chartered Accountants of Pakistan (ICAP), having qualified in 2012. He completed his articleship at Deloitte Pakistan in the audit and assurance function, where he honed his skills in maintaining the highest standards of accuracy and integrity.

    With over 16 years of extensive audit experience across various industries—including Mutual Funds, Asset Management Companies, and Insurance firms—both domestically and internationally, Zuhair has developed a keen eye for detail and a comprehensive understanding of internal controls. His meticulous approach ensures robust financial oversight, contributing to the overall efficiency and reliability of financial operations.

    In addition to his professional qualifications, he is a Certified Director from ICAP, reflecting his commitment to effective governance and leadership.

    Zuhair is also a passionate advocate for technology and an enthusiast of artificial intelligence. He believes in leveraging cutting-edge tools to enhance financial processes and decision-making. His forward-thinking mindset positions him to drive innovation within the organization, ensuring that UBL Fund Managers Limited remains competitive in an increasingly digital landscape. By integrating AI and advanced analytics, he aims to optimize internal controls, improve accuracy, and streamline operations, ultimately delivering greater value to stakeholders.

    In 2023, Zuhair joined UBL Fund Managers Limited in the finance department, and as of October 2024, he has been elevated to the role of Acting Chief Financial Officer. His leadership skills and strategic vision, combined with his commitment to technology and innovation, are invaluable assets to the organization, driving financial excellence and fostering a culture of accuracy and accountability.

  • Mufti Muhammad Hassaan Kaleem

    A renowned Islamic Scholar having considerable experience in advising financial institutions on Shariah related affairs, Mr.Kaleem is renowned as an…
  • Mufti Muhammad Hassaan Kaleem

    A renowned Islamic Scholar having considerable experience in advising financial institutions on Shariah related affairs, Mr.Kaleem is renowned as an expert on Takaful and is a Shariah Board Member of Pak Kuwait, Pak Qatar Family Takaful Company Limited, Shariah Consultant for Deloitte (Global Islamic Finance Team) and has served as the Shariah Advisor for Pakistan operations of AlBaraka Islamic Bank. He is also a Member of Shariah Advisory Panel of IIBI London. He has been teaching Islamic Studies and Arabic at Dar-ul-Uloom Karachi and Centre of Islamic Economics, Karachi. He has strong an academic background in Islamic studies and Islamic Economics having completed Takhassus Fil Ifta and Alimiyyah from Dar-ul-Uloom Karachi, a renowned Islamic Institute of Pakistan. He also serves as a permanent faculty member of Centre of Islamic Economics, Karachi.

  • Mufti Muhammad Najeeb Khan

    A recognized Islamic scholar and researcher having strong comprehension of all aspects of Islamic Law and a specialization in Islamic…
  • Mufti Muhammad Najeeb Khan

    A recognized Islamic scholar and researcher having strong comprehension of all aspects of Islamic Law and a specialization in Islamic Jurisprudence and Islamic Finance, Mr. Khan is currently engaged as Shariah Advisor of Habib Metropolitan Bank, Islamic Banking operations and is principal of Hira Foundation School. He has also been on engaged by the SBP, GoP and ICAP as Shariah Consultant and is an important member of various committees. He has vast experience of teaching Islamic Law, Islamic Jurisprudence, Islamic Studies and Arabic at various institutes in Pakistan and abroad. He successfully completed his Takhassus from Dar-ul-Uloom Karachi and specialization in Islamic Jurisprudence (majoring in Finance) under the supervision of Mufti Taqi Usmani.

Our Business Partners

In order to offer the services that our clients expect from us, we partner with leading institutions that share our commitment to excellence.

Ensuring Transparency through Corporate Governance

Board of Directors

We hold ourselves very high in terms of practicing corporate governance at the Board level. At present, two of the critical Board committees namely the Audit Committee and Human Resources Compensation Committee are headed by independent directors. This results in an oversight which is free of conflict of interest and is focused towards protecting investor and shareholder interest.

Managing Risks

Our Risk Management function plays a vital role in our organization as it fosters a disciplined risk culture and creates appropriate transparency providing a sound basis for investment management decisions. Risk Management is instrumental in ensuring a prudent and intelligent approach to risk-taking that appropriately balances risk and return. Moreover, through a proactive risk management culture we strive to minimize the potential for undesired risk exposure in any asset.

Committed to Compliance

We place utmost care on ensuring that our employees follow and maintain the highest standards of compliance with all legal, regulatory and internal requirements. Our employees are asked to observe strict standards of professional conduct at all times. Compliance considerations are critically important when selecting employees, defining processes and rules and are a vital element of all our supervisory and control systems.

Rewarding Excellence

Long-term growth and success in the financial services sector depends on the strength of human capital; our goal is to be the employer of choice in our industry.

We are committed to employing a compensation approach that rewards excellence, encourages personal contribution and professional growth and aligns the employees’ interests with those of Al-Ameen Funds, thus motivating the creation of shareholder value.

Internal Audit

Staffed with quality professionals who  perform an independent and objective assurance/consulting function, our internal audit department is designed to add value to our operations. Using a systematic and disciplined approach, the Internal Audit team evaluates and enhances the effectiveness of our risk management, control and governance processes. The Head of Internal Audit, reports directly to the Audit Committee comprised of members of the Board.

Statement of Ethics & Business Practices

We committed to the highest ethical standards and conducting our business with the highest level of integrity. It is ingrained in each employee to be responsible, honest and ethical in their personal conduct as well as be a guardian of the company’s high ethical standards.

Supporting the Communities
We Operate in

We have always been invested in helping others thrive – whether by giving to individuals in need, helping to sustain non-profits and charities or simply supporting the dedication and passion of our employees.

Through sponsorships, donations and volunteer initiatives, we continue to strengthen relationships with non-profit partners in the communities where our employees and clients live and work.

For our Corporate Social Responsibility Policy, click here

Al-Ameen Funds E-Account
Get in touch

Get In Touch

    Note: Fields marked with * are mandatory

    Not registered to UBL Funds Online?
    sms ONLINE to 8258

    Forgot your username or password?
    call 0800-00026